Testimonials
My business needed money in 2003 and I dipped into my home equity to keep afloat. That pick-a-pay loan sure made sense at the time.
My business has really been suffering since late 2007 and we are not making the same money we did. The house is upside down by over
100k and my payment went up by 1700.00 in April. We went into default and it was such a bad thing for us. We tried to work things out
with customer service but got nowhere. When we hired Mike Duff it all turned around. We had hope within 2 days and in less than 2
months we worked out a plan that is keeping the home. I'm glad to recommend Mortgage Recovery. Please use my name in your testimonials.

I own a company and because of the economy my income was much lower than previous years. Then, my adjustable mortgage payment
increased and I could no longer manage the payment. Mortgage Recovery was able to lower my payment and fix my interest rate to an
amount I could afford. Thanks to the help from Mortgage Recovery I was able to save my house and my business.

My house was one week from foreclosure and I thought selling the house was my only option, even though I wanted to save my home. I
called MortgageRecovery.com and their legal team was able to postpone my sale date and modify my loan down to where I could afford the
payment and keep my home! The people I worked with were very kind and understanding and I really felt they were fighting for my home
when no one else would. 
I was 5 months behind on my payments and seemed to get no where with my lender. I came across a MortgageRecovery.com ad online and
sent in my information. I had a phone call exactly when I requested and had someone negotiating with my lender on my behalf. I had my
loan modified to a lower payment in no time! When I thought I had no other choice but foreclosure, Mortgage Recovery saved my home
and kept a foreclosure off of my credit. 
I am a single mother of 3 and had just lost my job and was about to lose my house to foreclosure. I was referred to Mortgage Recovery
by a friend because of their 100% money back guarantee. They were able to delay my auction date and explore every possible option. In
the end, Mortgage Recovery got my payment down so my kids and I could remain safe in our home. 
I'm a teacher and when I bought my home it was definitely only temporary, that's why I decided to go with a cheaper teaser loan.
But I ended up needing to stay, and I got stuck with my house, I tried to sell it for months before the loan was about to reset to a higher monthly payment. I just couldn't sell it! I found your company online, and you were able to negotiate with my bank to keep the lower payment.
I wasn't able to sell my house, but at least I can afford it now, and now I don't even have to worry about selling it.

I found Mortgage Recovery before my rate and payment adjusted. They were very professional and worked with me to negotiate a lower
payment with my lender. I was able to get a lower payment by the time my loan adjusted and my family's nest egg was saved! If I hadn't
found them, we would have lost our home. We were so happy with this service, we told all our friends and family about Mortgage
Recovery. Thanks guys! 
We didn't even know our home was scheduled to be sold at public auction when Mortgage Recovery had contacted us. Their legal team
postponed the auction, giving them enough time to work with our bank and reduced our principal by $50,000 so we could afford our
payments again. One word:
WOW! 
I wanted to write to let you know what an incredible job Mortgage Recovery did saving my home. I was in dire straits and had nowhere else
to turn. I was surfing the web and called several companies that offer to assist people that are in jeopardy of losing their home through
foreclosure. You all were very professional and I will definitely recommend you. 
Well, I do not recall ever writing a letter of recommendation for any company, you are the first. We are not slug borrowers who
drained all our equity for a new Hummer or toys we didn't need. We refinanced in 2004 to get money for our 2 daughters college. Due to
added costs associated with two tuitions one here in California and one in Florida, we took out a 5 year adjustable to keep the payment
low. The adjustment is set for January and the payment was going from $2500 to $3900. My house went down in value by nearly $200,000
and no refinance was possible. We were really afraid. I can not believe how thankful we are for getting this modification done. Now
our 30 year fixed payment is only $2500. Thank You, MortgageRecovery and Thank You, Countrywide. 
Jose & Karen A, Laredo, TX


